The Dos and Don'ts- Common Sense Tips For Credit Card Users

Always:

• Make sure an incorrect receipt is voided by the cashier or yourself

• Open your statements and compare them to your month's receipts

• Contact the issuing company if there are errors on your statement

• Notify credit card issuers before you move, not after

• Sign a new card the minute you receive it

• Destroy cheque stubs, credit receipts, or purchase slips before putting them in the trash

• Keep a record of all your accounts, numbers, expiry dates, addresses and phone contacts

• When notified that a data bank containing your credit card information may have been breached (such as by a computer hacker), call the issuing company and cancel the card, then request another be issued.

Never:

• Loan your card to anyone

• Record your account number or password where others are likely to find it

• Allow anyone the opportunity to see over your shoulder when using an ATM machine, or automatic account withdrawal at a store

• Leave your ATM or credit card behind after using them

• Sign a blank receipt. Make sure that you draw a line through any blank areas on either side of the amount you have charged.

• Give your PIN password or account numbers to phone callers. No legitimate company is entitled to ask for them.

• Give other personal secure information to anyone you cannot be sure is making legitimate inquiries. If you have any questions at all, ask for the person's name, and call the company back.