Starting Out

-A credit use primer. First ask yourself why you want a credit card. Is it to build a credit history, or do you need something immediately that you just don't have the cash for?

Handle With Care

-The wise use of credit cards. The very wisest consumers, try never to commit themselves to financial obligations that they just don't have the funds to cover, with the exception of long term payback items such as a car or home, for which they budget.

The Dos and Don'ts

-Common sense tips for credit card users. Make sure an incorrect receipt is voided by the cashier or yourself. Open your statements and compare them to your month's receipts and much more.

Beware Offers That Aren't So Special

-Knowing when you are getting a fair deal. Beware Offers That Aren't So 

What Is A Credit Report?

-A plain talk explanation of credit bureaus and reports. A credit report is the sum of information gathered on your credit history, by a CRA (credit reporting agency) This information is then sold to credit grantors, such as banks, lending institutions and credit card companies.